Terms and Conditions of Use for Easy Bank Reconcile

Please read these Terms carefully before installing or using the Software. Last updated: 24 September 2026.

Introduction

Welcome to Easy Bank Reconcile ("Software", "Platform"), bank reconciliation software for Microsoft Windows. These Terms and Conditions ("Agreement") govern your use of the Software and all associated services provided by Software 4 All ("Company", "We", "Us", or "Our"). By installing, accessing, or using the Software, you ("User", "You", "Your") agree to comply with and be bound by the terms set forth in this Agreement. If you do not agree with any part of these terms, you must immediately stop using the Software.

This Agreement defines the terms under which you may access and use the Software. It also covers updates, new features, and any modifications to the Software. Please read these Terms carefully to understand your rights and responsibilities as a user.

Part A: General Terms and Conditions of Use

1. General

This Agreement is an electronic record under the Information Technology Act, 2000 and adheres to the Information Technology (Intermediaries Guidelines and Digital Media Ethics Code) Rules, 2021. It governs your use of the Platform and associated services.

Key Provisions:

• Severability: If any part of this Agreement is found unenforceable, the remaining terms will remain in effect.
• Amendments: Updates to these Terms will be posted on this page, and continued use of the Platform constitutes acceptance of any changes.
• Headings: Section titles are for reference only and do not affect the interpretation of this Agreement.

2. Description of Services / Purpose

Easy Bank Reconcile is a desktop application for Microsoft Windows that reads the bank statements you download from your bank and helps you record the transactions in your accounting software. It works with Miracle Accounting Software and TallyPrime (together, the "Accounting Software"), which you must license separately from their respective publishers.

The Software provides, among other things:

• Statement Import: reading bank statements in PDF, Excel and CSV formats, including password-protected files, using the bank formats built into the Software or a column mapping you define.
• Ledger Matching: suggesting a ledger for each transaction using rules you create and an artificial-intelligence language model that runs on your own computer.
• Posting: creating receipt and payment vouchers in the Accounting Software for the transactions you approve, and deleting entries the Software created if you ask it to.
• Duplicate Detection: flagging statement lines that appear to have been imported already.

Bank statements are processed on your own computer and are not uploaded to the Company. The Software connects to the Company's servers only to register and validate your licence and to check for and download updates, as described in the Privacy Policy.

These services are licensed, not sold, to the user and are subject to the Terms of Use.

3. Registration

To access the Platform:

• Account Creation: Users must create an account with accurate, up-to-date details of the company, including a valid email and phone number.
• Minors: Registration for users under 18 years of age requires the consent and credentials of a legal guardian.
• Authentication: The Company may conduct optional checks to validate the user's identity and age.
• Licence Details: When registering you select the Accounting Software you use, the user type and the number of companies your licence covers, and you provide the serial number of your Accounting Software licence. Your Easy Bank Reconcile licence is tied to those details.

Data Sharing:
By registering, you agree to allow the Company to share your information with its affiliates, partners, and service providers for service delivery purposes.

4. User Account, Password, and Security

You are responsible for maintaining the confidentiality of your account credentials and all activities performed under your account.

Account Security:

• Use a strong password and update it periodically.
• Notify the Company immediately of any unauthorized access or suspicious activities.

Failure to comply may result in suspension or termination of your account.

5. Warranties and Disclaimers

The Software is provided "as is," and does not make any representations or warranties regarding the accuracy, reliability, or functionality of the Software. We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, Software 4 All shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Software, including loss of data, loss of profits, or business interruption.

Part B: Special and Additional Terms and Conditions

1. Confidentiality

All user data shared with the Platform is confidential and will be protected in accordance with applicable laws and the Company's Privacy Policy.

Data Handling:

User data may be shared with third-party service providers or regulatory authorities as required for service delivery or compliance.

• Users must take reasonable measures to protect confidential information shared through the Platform.

Breach Consequences:
In the event of a data breach caused by negligence on the user's part, the user shall be solely responsible for damages and legal consequences.

2. End User License Agreement (EULA)

During the Term, Software 4 All grants you a limited, nonexclusive, non-transferable, non-sublicensable, revocable license to access and use, and to permit your employees and all other users who access and use the Platform on your behalf (collectively, the "User") to access and use, the Platform on the terms set forth in this Agreement. You agree that all rights, title and interest in and to all the intellectual property rights in the Products, and all modifications, extensions, scripts and other derivative works of the Platform provided or developed by Software 4 All (Developer), including the Beta Technology, are owned exclusively by Software 4 All or its licensors. No rights are granted to you under this Agreement, and all rights, title, and interest in and to the Platform, including any intellectual property rights, are reserved exclusively by the Developer. You shall not acquire any ownership or proprietary rights to the Products or any related intellectual property under this Agreement. All rights not expressly granted to you are reserved by the Developer.

The End User License Agreement ("EULA", "License Agreement") is a legal contract between you and Software 4 All that governs your use of Easy Bank Reconcile and its associated services. By using the Software, you acknowledge and accept the terms of this Agreement. The license granted under this Agreement allows you to use the Software solely for internal business purposes, but it does not transfer ownership of the Software or its intellectual property.

You are granted a limited, non-exclusive, non-transferable license to use the Software under the terms of this Agreement. This license is subject to the restrictions outlined below:

• License Grant: You are granted a non-transferable, non-exclusive license to use the Software for your internal business activities. This license is for the duration of the term of the Agreement and is not a transfer of ownership.
• License Restrictions: You are prohibited from reverse engineering, decompiling, disassembling, or attempting to derive the source code of the Software. Additionally, you may not distribute, rent, lease, sublicense, or otherwise transfer the Software to third parties.
• Termination of License: The Software license can be terminated by either party at any time. The Company may terminate the license if you breach any material term of this Agreement. Upon termination, you must immediately cease using the Software and uninstall it from your devices.
• Updates and Upgrades: The Company may periodically provide updates, patches, or new versions of the Software ("Updates"). These Updates will be governed by the terms of this Agreement unless otherwise specified.

General Limitations

Except as expressly permitted under this License Agreement, You acknowledge and agree that You shall not:

• Utilize the Software Beyond the Term:
  Use the Software beyond the applicable license term specified in the agreement.
• Transfer or Assign Rights:
  Transfer, assign, or sublicense Your license rights to any individual or entity. Any attempt to do so shall be deemed null and void.
• Unauthorized Disclosure:
  Provide, disclose, divulge, or make the Software available to any third party, or allow third-party use of the Software.
• Prohibited Distribution:
  Sell, resell, license, sublicense, distribute, rent, lease, or include the Software in any service bureau, outsourcing, or similar offering.
• Modification or Derivative Works:
  Make modifications, adaptations, or derivative works based on the Software, or allow third parties to perform such actions.
• Reverse Engineering:
  Decompile, decrypt, reverse engineer, disassemble, or otherwise convert the Software into a human-readable form, nor permit others to do so.
• Circumventing Protections:
  Bypass, disable, or circumvent any features, technological protection measures, or security mechanisms embedded in the Software.
• Exceeding Licence Limits:
  Use the Software for more companies, more users or a different Accounting Software installation than your licence allows.

These restrictions are integral to the License Agreement and are intended to protect the integrity and proprietary nature of the Software.

Specific Features and Integrations

1. Accounting Software Integration

The Software reads ledger masters from, and writes vouchers into, the Miracle or TallyPrime company you select. You must hold a valid licence for that Accounting Software, and you must keep it running and accessible where the Software requires it.

• Take a Backup First: You must back up your Accounting Software data before posting entries with the Software. The Company is not responsible for restoring data in your Accounting Software.
• Third-Party Products: Miracle Accounting Software and TallyPrime are products of their respective publishers and are governed by their own licence terms. Changes, updates or faults in those products may affect how the Software works, and the Company does not warrant compatibility with every version.
• Trademarks: "Miracle", "Tally" and "TallyPrime", and the names of banks, are trademarks of their respective owners. They are used only to describe compatibility and do not imply endorsement.

2. Bank Statement Formats

The Software includes formats for statements issued by many banks. Banks change the layout of their statements from time to time without notice, and the Company does not guarantee that any particular bank, account type or statement layout is or will remain supported. The Company will make reasonable efforts to add or update formats, and you can map the columns of an unsupported file yourself.

3. Automated Matching and Your Responsibility to Review

Ledger suggestions made by rules or by the Software's artificial-intelligence model are suggestions only. They may be wrong. Before posting, you are responsible for checking every transaction, including its date, amount, ledger and voucher type. You are solely responsible for the entries posted to your books, for your accounts and tax returns, and for any consequence of posting an incorrect entry. The AI model runs on your own computer; your statements are not sent to any external AI service and are not used to train any model.

4. Updates

The Software checks the Company's servers for new versions and may download and install updates, including new and revised bank formats. Some features may not work, or support may be refused, until you install the latest update.

Legal Disclaimers and Limitations

Limitation of Liability

IN NO EVENT SHALL THE COMPANY, INCLUDING COMPANY'S REPRESENTATIVES BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, CONTRACT, NEGLIGENCE, TORT OR STRICT LIABILITY AND INCLUDING WITHOUT LIMITATION, LOSS OF GOODWILL, PROFITS OR DATA AND BUSINESS INTERRUPTION) ARISING HEREUNDER, RESULTING FROM OR ARISING OUT OF THE SITE AND/OR THE CONTENT, YOUR USE OR INABILITY TO USE THE SITE AND/OR THE CONTENT AND/OR THE FAILURE OF THE SITE TO PERFORM AS REPRESENTED OR EXPECTED, OR FROM THE PERFORMANCE OR FAILURE OF THE COMPANY TO PERFORM UNDER THESE TERMS, ANY OTHER ACT OR OMISSION OF THE COMPANY OR COMPANY'S REPRESENTATIVES BY ANY OTHER CAUSE WHATSOEVER; OR BASED UPON BREACH OF WARRANTY, GUARANTEE OR CONDITION, BREACH OF CONTRACT, NEGLIGENCE, STRICT LIABILITY, TORT, OR ANY OTHER LEGAL THEORY, REGARDLESS OF WHETHER THE COMPANY OR COMPANY'S REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Intellectual Property Rights (IPR)

All intellectual property rights, including but not limited to copyrights, trademarks, patents, trade secrets, and any other proprietary rights in and to the Software, Platform, and associated services, remain the sole and exclusive property of the Company or its licensors. Nothing in this Agreement grants You any ownership rights in the Software or related intellectual property.

You are prohibited from copying, modifying, distributing, reverse engineering, decompiling, or creating derivative works based on the Software, except as expressly permitted by the Company in writing. Any unauthorized use of the Company's intellectual property constitutes a breach of this Agreement and may result in legal action.

All trademarks, logos, and service marks displayed on the Platform are the property of their respective owners, and no rights or licenses are granted to You for their use without prior written consent.

Indemnity

You agree to indemnify and hold harmless Software 4 All, its affiliates, officers, directors, employees, agents, and representatives from any and all claims, damages, losses, liabilities, costs, or expenses (including attorneys' fees) arising from or relating to your use of the Software, any violation of this Agreement, or any third-party claims resulting from your actions.

Users agree to indemnify the Company, its affiliates, and employees against any claims, liabilities, or losses arising from:

• Misuse of the Platform.
• Breach of this Agreement or applicable laws.

Data Privacy and Security

Privacy and Data Protection

We value your privacy. Your use of Easy Bank Reconcile is subject to the Easy Bank Reconcile Privacy Policy, which forms part of this Agreement.

Key Points:

• Bank statements, statement passwords and accounting data are processed on your own computer and are not uploaded to the Company.
• The Company holds the registration and licence details you provide, which it uses to run your account and licence.
• You are responsible for the security of the computer on which the Software is installed, and of the statement files and accounting data stored on it.
• Users may request deletion of their account data as per the Privacy Policy, subject to applicable laws.

Payments, Refund and Cancellation

Refunds & Payments

Customers are required to pay for the Software's annual or monthly fees ("Fees") specified in the Order Form in accordance with the stipulated timelines and currency. If no Order Form exists, Fees will be displayed on the official website. Unless mandated by law, all payments made to Software 4 All are non-refundable and must be processed through the payment method indicated in the Order Form or agreed upon in writing.

Customers are expected to facilitate any additional actions required to enable automated fee payment processes. Overdue amounts will accrue interest at the lesser of 1.5% per month or the maximum permissible rate by law. Software reserves the right to suspend access to its products in case of late payments. Applicable taxes, including goods and services tax (GST), will be added to the Fees.

Payment Terms and Conditions

• Payment Methods: Payments for services and products provided by Company can be made through UPI (including by scanning the UPI QR code on the Company's website), Debit Card, Credit Card, or Net Banking. The Applicant agrees that only these payment methods will be accepted for the transactions. A purchase made on the website is confirmed only after the Company has verified receipt of the full payment, including GST.
• Accuracy of Payment Information: You agree and warrant that the debit/credit card or bank account details provided for use of the services are accurate, valid, and complete. You acknowledge and confirm that the debit/credit card being used for the transaction is either lawfully owned by you or is used with the full authorization of the lawful owner of such card or bank account. You further agree to provide correct and up-to-date payment details.
• Authorization for Payment: By initiating a payment transaction or issuing an online payment instruction, the Applicant agrees to the following:
  • Lawful Ownership: You are fully and lawfully entitled to use the debit/credit card or bank account for making such payments.
  • Accuracy of Information: You are responsible for ensuring that the payment details, including card or bank account information, are correct and accurate at the time of making the payment.
  • Authorization for Payment: You authorize the Company to debit the nominated card or bank account for the payment of fees associated with the services or products, along with any applicable additional charges, taxes, or payment gateway fees.
  • Sufficiency of Funds: You are responsible for ensuring that the nominated debit/credit card or bank account has sufficient funds or credit available at the time of making the payment to cover the total amount due.
  • Additional Charges: You acknowledge that any additional charges, including but not limited to payment gateway fees, bank charges, or currency conversion fees, are your responsibility and will be added to the total amount payable.

By proceeding with the payment, you confirm their agreement to the above terms and authorize the Company to charge the nominated card or bank account for the specified amounts.

Cancellation Policy

Subscription-Based Products/Services

For subscription-based services, cancellations can be initiated at any time. If you cancel your subscription during an ongoing payment cycle and choose not to continue using the Platform, the fees for the current cycle will not be refunded. Following cancellation, access to the product or service will continue until the current billing cycle concludes. No further charges will be incurred. Cancellations can be processed through account settings or by contacting customer support.

Perpetual License Products

Perpetual license products involve a one-time purchase with no expiration date. As these products are not subscription-based, cancellations are not applicable. Once purchased, Software 4 All products are non-returnable. Refunds may be granted only in cases of technical issues, dissatisfaction, or unauthorized charges. The Company shall review refund requests on a case-by-case basis. If the Company determines, after proper due diligence, that the refund is justified due to technical issues affecting the functionality of the Platform, the refund shall be processed accordingly.

Refund Policy

Eligibility for Refund

Refunds will only be considered under the following circumstances:
a) Technical Issues: Significant technical problems preventing proper software functioning, unresolved by the support team.
b) Dissatisfaction: Concerns over software performance or features communicated to and evaluated by the support team.
c) Unauthorized Charges: Discrepancies in credit/debit card charges originating from purchases made on our platform.

Refund Process

To initiate a refund:

• Contact Customer Support: Submit a request detailing the order number, purchase date, and refund reason.
• Evaluation: The request will be assessed against eligibility criteria.
• Approval and Issuance: If approved, refunds will be processed within 7 business days using the original payment method. Refund timelines may vary depending on your financial institution.
• Deactivation: Approved refunds require the customer to uninstall and deactivate the software. Continued use post-refund is prohibited and may result in legal action.

Exclusions

Refunds are not applicable for:

• Refunds shall not be granted in cases where the request arises due to a mere change of mind by the customer, provided there are no technical issues affecting the functionality of the Software. Furthermore, products or services procured from third-party vendors, even if facilitated through the Platform, shall not be eligible for refunds under this policy.

Delivery and License Key Generation

Software 4 All offers downloadable products, and as such, purchases are delivered via email immediately following confirmation of the transaction. For services that require a license key, you may be required to provide the host ID of the computer where the license key is to be generated. Upon receipt of this information, Software 4 All will promptly generate the license key and send it to you. Additionally, the Software Support Team will provide assistance with the installation of the license key and any other necessary details to ensure proper software activation.

Maintenance Activities

Software 4 All reserves the right to perform scheduled or unscheduled maintenance activities, including but not limited to remote patching, upgrades, or repairs. Such activities may temporarily degrade the quality of services or result in partial or complete outages. While the Company shall make reasonable efforts to minimize disruptions, including scheduling maintenance during periods of low usage, you acknowledge and agree that such interruptions may occur. You further agree to cooperate, as reasonably required, to enable the effective execution of these maintenance activities.

Miscellaneous Provisions

Modification and Notification of Changes

The Company reserves the right to update this Agreement without prior notice. Users are encouraged to periodically review the latest version.

Force Majeure

The Company shall not be held liable for any delay or failure in performance under this Agreement caused by events beyond its reasonable control, including but not limited to natural disasters, acts of God, pandemics (including COVID-19), government regulations or actions, labor strikes, power outages, network or internet failures, cyberattacks, or any other unforeseen events or circumstances that render the performance of obligations impossible or impractical. In such cases, the obligations of the Company will be deemed suspended for the duration of the force majeure event, and the Company will make reasonable efforts to resume its obligations promptly upon the cessation of the event.

Termination

The Company reserves the right to suspend or terminate your access to the Software, with or without cause, at any time, without notice, if it determines, in its sole discretion, that you have violated any provision of this Policy or engaged in any activity that is unlawful, harmful to the Company, or violates the rights of other users or third parties. Upon termination, your license to use the Software shall immediately cease, and you must promptly discontinue all use of the Software.

Upon termination of this Agreement for any reason, all rights granted to you under this Agreement will immediately terminate, and you will immediately cease all use of the Software. Termination of this Agreement does not affect any rights, obligations, or liabilities that have accrued prior to the date of termination.

Upon termination of this Agreement, you shall immediately discontinue use of the Platform.

• Obligation to Pay Fees: Termination shall not relieve you from your obligation to pay any Fees due under this Agreement, including any Fees that have not yet become due, which will become immediately payable upon termination.
• Deactivation and Deletion of Customer Data: Following termination, Software may deactivate your account and delete all Data from its systems. You agree that Software will not be held liable for any termination of access or deletion of Data in accordance with this Agreement.

Immediate Suspension by Software 4 All:
Notwithstanding the above, Software 4 All reserves the right to immediately suspend your access to the Software, without prior notice, if the Company, in its sole discretion, believes that:

• The suspension is required by law or regulation.
• There is a security or privacy risk to other users or the Software.
• You have been found infringing or violating the rights of third parties, or engaging in behavior that is abusive, profane, offensive, or unlawful.
• You fail to make timely payment of Fees or invoices.
• You are in breach of any material provision of this Agreement, including, but not limited to, license restrictions or confidentiality obligations.

Any suspension of your access to the Software will not limit or waive Software's right to terminate this Agreement or suspend your access to the Software.

Governing Law and Dispute Resolution

This Agreement and all transactions entered into on or through the Website and the relationship between you and Software 4 All shall be governed in accordance with the laws of India without reference to conflict of laws principles. You agree that all claims, differences and disputes arising under or in connection with or in relation hereto the Website, this Agreement, or any transactions entered into on or through the Website or the relationship between you and Software 4 All shall be subject to the exclusive jurisdiction of the courts at Ahmedabad, Gujarat, India and you hereby accede to and accept the jurisdiction of such courts. Each party hereby irrevocably waives any objection which such party may now or hereafter have to the laying of improper venue or forum non convenient. Each party agrees that a judgment in any such action or proceeding may be enforced in other jurisdictions by suit on the judgment or in any manner provided by law. Any and all service of process and any other notice in any such suit, action or proceeding with respect to this Agreement shall be effective against a party if given as provided herein.

Contact Information

For inquiries, please contact:

Software 4 All
Email: sales@software4all.co.in
Phone: 02822 350 200